11.21.09

Benefits


PAYROLL DEDUCTION INFORMATION 2009-2010   

The Wakulla County School Board contributes $4,273.90 per year for single coverage and $7,829.80 per year for family coverage to a health care plan for each regular employee working twenty (20) or more hours per week.  If an employee works less than twenty (20) hours a week (part-time employees), he/she has the option to enroll in the health care plan provided they pay the total premium.

Capital Health Plan*     Total Cost
Per Month
School Board 
Contribution 
 Employee Cost
(10 pay/year)

Family

  $1,226.82  $782.98  $443.84
Single    $510.97 $427.39    $83.58
Blue Cross Blue Shield*      
 Family   $1,226.82  $782.98 443.84  
  Single  $510.97   $427.39    $83.58

 

*Benefit summary for each health insurance plan can be found at the end of the package.  Please request a complete package to see all limitations and exclusions.

Spouse's Choice

If you and your spouse are employed by the Wakulla County School Board and you wish to be covered as a dependent on your spouse's family health plan, you may elect to have a contribution of $399.18 per month paid toward your spouse's family health plan.  If you do not need a family plan, you will be covered under the single plan and your out of pocket expenses will be held at the same rate as those covered under the family plan.  Contact the Payroll Department for additional information.

NOTE:     If you are changing companies for your health coverage, a termination card must be completed for the company being terminated.  Termination cards are available at the Payroll Department, the School Board website or from your school secretary.

Alternative Benefit Plan 100.00   100.00 -0-

Employees who elect not to participate in the available health plans will be provided this monetary benefit for a Reimbursable Medical Expense Account.  All employees that wish to participate in this plan MUST ENROLL WITH AMERICAN FIDELITY.  If you participated in this plan during the last school year, YOU MUST ENROLL AGAIN EACH YEAR IF YOU WANT TO CONTINUE PARTICIPATION.

Employees participating in one of the health plans may elect to payroll deduct for orunreimbursed medical and/or childcare expenses (PRE-TAXED) through the Flexible Benefit Plan.

The plan year for Capital Health Plan, Blue Cross Blue Shield and any dental insurance program is October 1st thru September 30th.  The plan year for the Alternative Benefit Plan and the Flexible Benefit Plan is September 1st thru August 31st.

The School Board provides payroll deductions for the following insurance companies:

AFLAC
AFLAC (Pre-Taxed)
Allianz Life Insurance 
American Fidelity Assurance Co
American Pioneer Life (including Group Medicare Supplement as an alternative for Employee with 65+ Spouse and all 65+ Retirees and Spouses)
Blue Cross Blue Shield - Health and Dental (Pre-Taxed)
Colonial Supplemental Insurance
Conseco
Capital Health Plan (Pre-Taxed)
Multi-Lines Insurance
Agency
Multi-Lines Insurance Agency (Pre-taxed
Pre Paid Legal
Professional Insurance
Security National Life
Trustmark

The following payroll reductions are companies that reduce your Income Tax but NOT your Social Security and Medicare taxes:

 

 

 

Payroll deductions are provided for other services which include:

Envision Credit Union
Flexible Benefit Plan (Pre-Taxed)
Florida Education Assn (Wakulla Classroom Teacher's Assn)
Professional Educators Network of Florida, Inc. (PEN)
Tallahassee-Leon Federal Credit Union (Wakulla Credit Union)
United Way


 

INTERNAL REVENUE SERVICE CODE REQUIREMENTS FOR PRE-TAXED INSURANCE DEDUCTIONS

If you are enrolled in any PRE-TAXED payroll insurance deduction, you WILL NOT BE ABLE TO CANCEL OR CHANGE THE DEDUCTION during the plan year, unless they meet one of the following qualifications and inform the Payroll Department within 30 days of the qualification:

marriage or divorce, the death of your spouse or a dependent, the birth or adoption of one of your children, the termination or commencement of the employment of your spouse, a change in your or your spouse's employment status from part-time to full-time, or vice-versa, the taking of an unpaid leave of absence by yourself or your spouse, a significant increase in the cost of coverage, or a significant change in health coverage of employee or spouse attributable to spouse's employment.

 

DIRECT DEPOSIT

All employees will receive pay through direct deposit as a condition of employment.  The Direct Deposit Agreement form is available at http://www.wakullaschooldistrict.org/ , the Payroll Department and at each school center. Please remember a VOIDED check MUST accompany the Direct Deposit Agreement or it will not be processed.

A test run is required before your funds will be direct deposited.  This may take several payroll periods before the process is complete.  Please check each payroll for verification that your check was direct deposited .

All bank changes must be in writing.  If your bank account is closed after Payroll has processed paychecks, it will take 3 to 5 business days for the funds to be returned to the School Board account and a check to be issued to you.  Please make all changes by the date listed in the "Due in County Office" section of the Payroll Reporting Salary Schedule for that particular paycheck date.

TWELVE (12) CHECK PRORATION

Salaried employees who work 9 or  9 ½  months may request, BEFORE THEIR FIRST DAY OF WORK, that their annual salary be divided into twelve (12) equal payments (hourly employees are NOT ELIGIBLE).  This request continues from year-to-year and CAN NOT be terminated within a school year once the employee has started working.  If an employee takes an unpaid leave of absence, they will receive all salary owed in their last paycheck.  Upon their return to work, they must continue their 12 check status for the remainder of the school year.   

The two (2) "summer checks" do not contain salary supplements that may have been received during the School Year.  Additionally, no payroll deductions are made from these checks other than required taxes and court orders.  These checks are usually ready by mid-June.  Please see the Payroll Reporting Salary Schedule in your handbook for those exact dates.

Certified personnel and all 12 month personnel automatically receive twelve (12) checks.  These checks are paid on the last working day of each month.  Please see the Payroll Reporting Salary Schedule in your handbook for the exact dates.

If you have any questions about your payroll deductions, call Brenda Hutto or Sharon Lewis at 926-0065 Monday through Friday between the hours of 8:00 a.m. and 4:30 p.m.

LIFE INSURANCE

All regular employees will be enrolled in the SYMETRA Term Insurance Program Listed:

Employee Life Insurance, $50,000 term life with AD & D -- NO COST TO EMPLOYEE

All regular employees are eligible to enroll in the SYMETRA Dependent Life Insurance program listed: 

Dependent Term Life Insurance, Spouse $10,000, Child $2,500 -- $6.15 PER MONTH


*NOTE:   If you and your spouse are employed with the Wakulla County School Board, you may not cover your spouse with Life Insurance, and only one of you can cover Dependent Children.

****NEW LIFE INSURANCE PROVISION - ACCELERATED BENEFITS****

The accelerated benefit provision allows the opportunity for covered employees to choose 25% or 50% of their life insurance coverage to be paid to them in a lump sum upon proof of terminal illness.  The minimum payout is $5,000 and the remaining Group Life coverage is reduced by the amount paid out as Accelerated Benefit.

An employee may  receive this benefit if the following requirements are met: *Physician certifies that the employee has 6 months or less to live
*The employee must have been continuously insured for 12 months.

All payroll deductions which are made for Capital Health Plan, Blue Cross Blue Shield, and any dental insurance programs are automatically pre-taxed unless a waiver form is completed.  After open enrollment, employees will not be able to cancel or change any pre-taxed payroll deductions unless certain Internal Revenue Code Requirements are met.  For additional information see the following section.

All changes or cancellations must be in the Payroll Office by the date listed in the "Due in County Office" section of the Payroll Reporting Salary Schedule for that particular paycheck date.  If a change or cancellation is made after the pre-taxed deduction is deducted from your paycheck, the school board will not refund your deduction.  It will be your responsibility to seek a refund from the appropriate company. 

All deductions are withheld from your pay September through June.  These deductions are listed on each paycheck.  It is the employee's responsibility to check all paycheck deductions on a monthly basis.  The School Board will not refund deduction errors after the next month's payroll has been processed.

ING
Oppenheimer Funds
American Century Services, LLC
AXA Equitable Insurance Co.
Plan Member Services
VALIC
Waddell & Reed